About us


Pensions and Annuities Ltd is a small independent financial adviser based in Swindon. We offer telephone and face-to-face advice to people all over the UK, and even further afield.


We tend to specialise in all aspects of pension advice, particularly for those who are, or are about to take the benefits from their pension. The majority of our clients are aged 55 or above. 


The advice we provide is totally independent because we're not tied to any one company and are independent brokers. We therefore have access to the entire market, this means that we can source the best product from the most appropriate provider for you, from across the market.


As you're visiting this website, the chances are you're thinking about taking the income or the lump sum from your pension, or have some concern or question about your pension. You may be unclear on something, or you may even want some quotes or illustrations, or might just want to chat through some pension problem. Whatever the situation please call us on 0800 011 2713 or Contact us online and remember, you're under no obligation.


Our promise to our clients

  • We will never treat our clients like a number
  • Clients will never form part of any targets or tables
  • All charges costs and fees will be made clear before signing up to a contract
  • You will never be pressured into something you're not sure about
  • We will work to your timescales
  • We can offer a one-off transaction service, or regular policy reviews - the choice is yours
  • We will always provide information to clients to make a fully informed choice about their options
  • We will ensure the information we provide is in plain English and as "jargon free" as possible
  • We will always encourage our clients to contact us for even the slightest query or concern 

If you can't find the information you're looking for on the website, or you want to know more or have a question, or just want to chat through some details about your pension then please feel free to contact us, without obligation. Either contact us online or call 0800 011 2713.


Got a question? Want to speak to a pension specialist?

Contact us now online or call 0800 011 2713, without obligation.