Smokers Annuities - better annuities for smokers
If you smoke then it is possible that you
will qualify for smoker annuity which will provide a larger
income than an annuity for a non-smoker. There are a number
of companies that offer smokers annuities.
There is in fact one company which only offers one product
and that is annuities to people who smoke.
So provided you smoke at least 10
cigarettes per day, and have done so for the past 10 years,
you will qualify for a smokers annuity, and this could mean
a much bigger annuity than your existing pension company.
The annuity rate you get will depend on how much you
smoke, and it needs to be cigarettes or tobacco. Pipe
smokers and cigar smokers do not qualify on their own.
If you smoke and you also have had medical problems (even relatively
minor ones) the amount of annuity
you would get can be even higher through what is known as an enhanced/impaired life
annuity.
As independent financial
advisers we can search the entire annuity market on your
behalf, and discuss all the options and answer any questions
or queries you have. Contact us
online or call us on 0800 011 2713 without obligation.
Don't take any
chances with your annuity, you only have one chance to get it
right,
talk
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